Banking services and money transfer companies

As Iraq reaches new horizons of development and progress, it cannot ignore the critical and essential role of commercial banks in the achievement of economic, banking and social advancements.

The "Al-Ezza Group" invests extensively in the financial and banking sector, owning a number of banks in Iraq, including the National Islamic Bank and the Pearl Money Transfer Company.

Our Mission

Our mission is to contribute to the development renaissance and improve the quality of life in the community by providing the best services with the highest quality standards and the latest technologies.Future plans for AL-Ezza Group include achieving its goals by steadily and deliberately moving forward according to plans, timetables, and competencies set by the most important Iraqi banking experts and competencies.

The National Islamic Bank

The National Islamic Bank was established  (as a private shareholding company) under the incorporation license issued by the Central Bank of Iraq. The bank was founded with a capital of (25) billion dinars to grow to more than (251) billion Iraqi dinars within a few years.The National Islamic Bank is licensed to conduct comprehensive banking, allowing it to mediate the sale and purchase of currencies, and it holds ISO certificates:

  • ISO 9001:2015
  • ISO 22301:2012
  • ISO 27001:2013
  • ISO 20000:2011

We strive to provide the best services to our customers with the highest quality standards and the latest technologies to improve the quality of life in society.
Main Branch, Baghdad, Arsat Hindi: 07709688873

Banking Services Has Never Been Easier

The National Islamic Bank

The following services are provided in the National Islamic Bank:

  • Setting up current accounts in Iraqi dinar and foreign currencies.
  • Networks and sewers in western Baquba
  • Accepting deposits (savings accounts and fixed deposits) in Iraqi dinars and foreign currencies.
  • Granting bank credit of all kinds in Iraqi dinars and foreign currencies
  • Issuing bills of exchange, certified checks and accepting all types of internal transfers.
  • Issuing internal and external letters of guarantee in Iraqi dinars and foreign currencies.
  • Accepting foreign remittances of all kinds.
  • Setting up ¬†documentary credits for external imports.
  • Buying and selling foreign currencies.
  • Contributing to establishing companies.
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Small and Medium Enterprises Financing

With the support of the Iraqi Central Bank, the National Islamic Bank is pleased to finance small and medium-sized projects in the industrial, agricultural, commercial, and service sectors.

  • Detailed Murabaha rate.
  • Repayment period of up to 5 years.
  • Financing up to 75% of the project cost.
  • Benefits from the various services and products of the bank.
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Direct debit cards

The card enjoys the following benefits:

  • Sharia compliant.
  • The currency of the card is in Iraqi dinars.
  • It is linked to the customer's current account.
  • Used for cash withdrawals from ATMs, POS purchases and online shopping.
  • It has 3D Secure protection feature.
  • It can be used inside and outside Iraq.
  • Issued to all persons over the age of 18.
  • Technical support for the card holder 24 hours a day, seven days a week.
  • The total amount of cash withdrawal during one day is two million Iraqi dinars or its equivalent in US dollars according to the instructions of the Central Bank of Iraq.
  • SMS service that allows the card holder to know all the daily operations of the card.
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